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Watch out for Insurance Scams


Residents that may have suffered damages due to the effects of Hurricane Matthew are now finding themselves having to deal with another headache: insurance scammers. The Florida Office of Insurance Regulation (FLOIR) is finding itself having to remind homeowners to practice caution when it comes to deals that may be “too good to be true”. The office is encouraging homeowners to thoroughly check credentials and licenses when dealing with insurance professionals or contractors.

Florida continues its efforts to fight the abuse of assigned of benefits and Hurricane Matthew’s damage only makes the situation harder. Florida homeowner insurance is among the most expensive in the country and homeowners should be wary of who they choose to do business with.

The state’s Department of Business and Professional Regulation is a great resource to check the licenses of a contractor and it never hurts to ask for references. A lack of references or unwillingness to provide any is a strong indicator that the person or company may not be reputable.

Even after a policyholder has properly qualified a vendor, there is still the matter of making sure that the third-party contract offered is being properly understood before signing. In most cases, agreements explicitly state the policyholder or their insurer is responsible for the costs involved. If the damage is significant, some policyholders may not able to comfortably pay a vendor out of pocket or obtain reimbursement later.

This information is provided by Miami insurance attorney Alonso, Perez & Santos, LLP.  Our areas of practice include bankruptcy, insurance litigation, debt harassment, credit card defense, foreclosure defense, immigration law, condominium law, business start-ups, and more.  Call 305-676-7545 to speak with one of our attorneys and receive a free consultation We look forward to working with you.

This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.