Weather forecasters are predicting this hurricane season will be more active than usual. While we’re all hoping the season comes and goes without a major storm, it’s still important to plan ahead and be realistic about what could happen and what to do in the event a storm does hit.
Know what steps to take and which ones not to following a storm. It’s easy to start feeling helpless after a storm has caused damage to your home. While an insurance company may decide certain claims require prompter attention than another due to the extent of damage, it is still recommended to file your claim as soon as possible so you can secure coverage as soon as possible. Don’t forget to take an inventory of your property before the storm passes.
Watch out for fraud or scams. After a major catastrophe, it’s not uncommon for people to try and take advantage of homeowners by pretending to be licensed contractors or offering to repair a home for an unusually low price. Always do your homework and check with your insurance company if necessary to make sure a supposed contractor or repair company is legit.
Get ready for possible disputes. Your insurance company is not necessarily your friend and it may try and deny your coverage by suggesting, for example, that your storm damage is considered a “prior loss’ and therefore ineligible. Know your policy coverage and be prepared to take legal action if necessary.
This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with a Miami insurance claims attorney and receive a free consultation We look forward to working with you.
This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.