Numerous South Floridians filed insurance claims due to damage from Hurricane Dorian, even though the storm never made landfall in Florida. According to the Florida Office of Insurance Regulation, close to 4,000 insurance claims were submitted, with over 900 of those coming from Palm Beach, Broward, and Miami-Dade County. Most of these claims appear to cite the damage as being caused by factors such as downed limbs, for example.
Hurricane Dorian remained about 100 miles offshore as it moved in a northern direction up Florida’s coast. Its wind gusts were about 41 mph when it came close to South Florida, which is enough to cause a tree limb to break.
As a homeowner, it’s a good idea to submit any damage report to your insurance company, even if the value may not be enough to meet the deductible. This damage may still be used towards meeting the annual hurricane deductible, which could result in saving money. Since hurricanes are deemed to be “Acts of God”, there is little risk of rates going up when reporting a claim.
This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with a Miami insurance claims attorney and receive a free consultation We look forward to working with you.
This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.