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Protecting Your Home and Belongings in the Event of a Storm

Hurricane Michael has already left a trail of massive damage, especially in cities like Mexico Beach. With hurricane season still in full swing, homeowners should remember what to do in the event another storm decides to visit Florida.

A “tip” that you may have read on the Internet is to use the dishwasher to safeguard your important documents such as passports or property documents. Unfortunately, if a storm does cause flooding to your home, there is no guarantee a dishwasher is going to protect these important documents. Try and get into the habit of keeping photocopies or electronic copies and consider keeping some documents in the cloud. If time is an issue, a sealed Ziploc bag kept in a lockbox may be your best bet.

When a storm has caused massive damage, it also brings unscrupulous individuals looking to advantage of desperate homeowners and scam them. A homeowner may be visited by an individual or “company” masquerading as an adjuster or inspector asking for money to quickly perform repairs. Never pay someone an entire sum up front and don’t do it in cash. Do your research, ask for proof of identity, and contact your insurance company if you have doubts as there are instances where the insurer may send a claims adjuster from another state.

Lastly, don’t forget to check your insurance policy terms and coverage before a storm hits. The last thing you want is to find out that your policy will not cover a loss or certain damage caused to your home.

This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with a Miami property insurance lawyer and receive a free consultation We look forward to working with you.

This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.