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Will Your Policy Cover Your Pet?

With Tropical Storm Gordon edging close to Florida, it is important to remember that a major storm can still make landfall, even if less than a month remains until the end of the summer season. For new homeowners that are evaluating purchasing a brand new homeowners insurance policy, it is also important to know that there are certain restrictions which may prevent you from being eligible for a policy.

Many homeowners with or without homeowners insurance may not know that their policy might have exclusions regarding man’s best friend. In fact, there are plenty of insurance companies that do not provide coverage for over a dozen different types of breeds. As for the reasons, it all comes down to what you might expect: liability issues. Florida is among the states that do not provide any restrictions regarding insurance companies profiling dog breeds.

If you do happen to own a dog breed that insurance companies have an issue with, you may wish to look into the possibility of a special pet policy. Breeds that are frequently banned include the Mastiff, Pit Bull Terrier, Chow Chow, Akita, and Rottweiler, to name a few.

This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with an insurance settlement attorney Miami and receive a free consultation We look forward to working with you.

This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.