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Miami Makes Changes to Flood Maps

When’s the last time you checked whether your home is located in a flood zone? Flood maps in Miami were recently tweaked, which means Miami’s changes and amendments to flood maps and related ordinances will bring about major changes.

The properties on the revised maps are now situated in special flood hazard areas. This means that if the homeowners have a mortgage, they will likely be required to obtain flood insurance. While it does result in another cost of homeownership, flood insurance can save homeowners thousands in repairs or avoid a devastating situation where they lose everything.

Homeowners in flood zones should remember that even if they have a homeowners insurance policy with good coverage, there are strong odds that policy will not provide any coverage for floods. In most cases, protection from flooding requires purchasing an entirely separate policy. Since we’re still in the middle of hurricane season and the tropics remain active, homeowners should be vigilant.

This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with one of our attorneys and receive a free consultation We look forward to working with you. Para mas información sobre reclamo de seguropor favor llamenos.

This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.