The damage caused by Hurricane Andrew back in 1992 forced builders and lawmakers to implement stricter building so homes and buildings throughout South Florida could tolerate Category 5 winds. Following the storms of 2004 and 2005, Florida Power & Light also upgraded its system to withstand winds up to 145 mph after Hurricane Wilma knocked out power to millions of customers. The process would take several days before all customers had electricity once again.
Back in those days, Category 4 and Category 5 storms were few and far between but Mother Nature has been on something of a rampage. Though it narrowly missed Florida, Hurricane Dorian caused major destruction in the Bahamas, unleashing winds of 185 mph and 200+ mph gusts. Furthermore, Hurricane Irma managed wind speeds of 180 mph while Hurricane Maria in 2017 touched 175 mph. Last year, Hurricane Michael battered the Florida Panhandle with 155 mph winds, causing billions of dollars worth of damage despite the storm not being a Category 5.
What does this mean for homeowners? It reinforces the need to remain vigilant and take any storm warnings seriously. This means taking the steps to protect the home, buying supplies in advance, and ensuring that your homeowners’ insurance policy provides the coverage you need to properly protect your home.
This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with a Miami insurance claims attorney and receive a free consultation We look forward to working with you.
This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.