Purchasing a new homeowners insurance policy can turn into a Herculean effort. For many households, an inspection may be required, though these may vary among insurance companies. Additionally, there are various inspectors to choose from, further complicating the process. Depending on which insurance company you ultimately go with, the following are a few examples of the inspections that may be required before the insurer will write you a policy.
For homes that were built more than thirty years ago, a four point inspection is a possibility. This inspection will examine the home’s plumbing, roof, electrical, and HVAC. This type of inspection should only take into account these four aforementioned items. Anything beyond that may constitute a full home inspection, such as if the inspector also examines items such as gutters and appliances.
Roof certification inspections are fairly self-explanatory. They evaluate the roof’s age, condition, and what its projected life expectancy is. An inspector will likely take several pictures of the roof during this type of inspection.
Always do your research thoroughly before settling on an insurance company and inspector.
This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with an insurance settlement attorney Miami and receive a free consultation We look forward to working with you.
This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.