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Hurricane Season is Here. Time to Reevaluate Your Hurricane Insurance

This year, experts say that the hurricane season will be above-average in strength. Now that hurricane season is upon us, it’s time to start thinking about your hurricane insurance. The insurance you have might not be good enough for a major hurricane.

You should know that just because you have homeowner’s insurance, that doesn’t mean that your home is fully covered. You should look carefully at your policy. It might only cover interior damage or exterior damage. Take a look at supplemental policies, as well. Supplemental coverage can cover storm damage, spoiled food, and storm surge. These policies can help you out a lot, because they can cover situations you’ve never considered.

Consider factors like your deductible, rising sea levels, and the strength of your insurance company if you’re thinking about changing policies. These factors can be confusing and multilayered, but there’s always a good policy for you.

Don’t underestimate a hurricane. It can set you back a pretty penny if you don’t have the right policies.

This information is provided by Miami insurance attorney Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with one of our attorneys or a Miami insurance settlement lawyer and receive a free consultation We look forward to working with you.

This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.