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Florida Case May Redefine a Disinterested Appraiser

An appeal panel is asking Florida’s highest court to determine if homeowners’ insurance policyholders need to employ a pair of experts to investigate property-damage claims rejected by their insurance providers as opposed to a single public adjuster who may also act as a disinterested appraiser.

The Third District Court of Appeal rejected State Farm Florida Insurance Co.’s motion for a certiorari writ to suppress a Miami-Dade Circuit Court order authorizing a pair of homeowners to use their disinterested appraiser as a public adjuster. The adjuster had assisted the homeowners to measure their demand for property damage compensation after the effects of Hurricane Irma.

Prior to Hurricane Irma, the homeowners had paid premiums for a homeowners’ policy with State Farm to provide coverage for property loss. They filed a lawsuit against the insurer for alleged violation of the contract, when State Farm declined to compensate them for the damage sustained by their home as a result of the storm.

To read more about the case, please visit

This information is provided by Miami insurance lawyer Alonso & Perez, LLP. Our areas of practice include insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with one of our attorneys and receive a free consultation We look forward to working with you. Para mas información sobre reclamo de seguro, por favor llamenos.

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