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News, Trends and Insights

When Is the Last Time You Checked Your Policy Coverage?

  The subtropical depression Alberto that affected Florida this past Memorial Day weekend only serves to reinforce how important it is to take the time and ensure that your insurance policy reflects your needs and that it provides sufficient coverage for you and your family. . As the value of a property fluctuates, it’s important…Continued

Insurance Coverage 101

Making sure you’re always in the know regarding property insurance coverage in Florida can be a difficult process. For those that are largely unaware, it’s worth going over what you should know considering we’re in the middle of hurricane season. One thing that we’ve mentioned several times before that you must be aware of is…Continued

Hurricane Michael Victims Face Damage Repair Delays

Panama City has remained one of Florida’s most popular vacation spots but after Hurricane Michael, it’s turned into something of an insurance fiasco. Hundreds of Panama City vacationers are seeking answers as they wait for their vacation or temporary homes to receive much-needed repairs. In one example, a longtime Panama City renter returned to her…Continued

Insurance Company Limits Coverage, Raises Premiums

Last year, Citizens Property Insurance Corp. made headlines when it implemented a change that would cap coverage of non-weather-related water damage at $10,000 for policyholders who decide not to use the insurance company’s managed repair contractor network. This network consists of handpicked contractors that Citizens hopes will stem the common practice of contractors coercing policyholders…Continued

Mother Nature and Your Property Insurance Claim

When most people think of a meteorologist, they think of the people frequently seen on newscasts. These are the people that can tell you what kind of weather to expect and when this weather will occur. And then there are forensic meteorologists, which do everything a regular meteorologist does but they also have the experience…Continued

Hurricane Dorian Is on the Way, Prepare Now

The latest updates on Hurricane Dorian suggest the storm may turn into a category three before it makes landfall in Florida. If you haven’t already done so, time is running out to prepare for the storm as stores in South Florida are quickly running out of supplies like bottled water, and lines become endlessly long.…Continued

Liability Coverage Is Essential

Homeowners insurance is usually designed to help restore or replace your home and property if some insured risks, such as fire or robbery, harm them. If a guest is injured in your house, and you unintentionally harm the property of another party, most homeowner policies also provide liability coverage. The homeowners’ insurance personal liability section…Continued

Your Home May Need an Inspection

The road to purchasing a new insurance policy for your home isn’t always as straightforward as it should ideally be. In some cases, it may be necessary to have an inspection done, depending on the insurance company. Furthermore, options are vast when it comes to choosing an inspector, potentially adding to the complications. Based on…Continued

Have You Made Your Flood Preparedness Plan?

On Friday, there will be exactly one month before the start of the 2020 hurricane season. This means a greater chance of storms that can wreak major havoc and cause damage such as flooding. With that in mind, it’s imperative that you implement a flood preparedness plan if you haven’t already done so. Remember that…Continued

Recent Data Reinforces Florida’s Expensive Insurance Premiums

Florida homeowners are already known for paying some of the highest premiums in the country, and that is once again being reinforced with some recent data being released by the National Association of Insurance Commissioners (NAIC) and the Insurance Information Institute. Florida managed to earn second place as the state with the highest premiums, bested…Continued