It’s easy to confuse hazard insurance and homeowners’ insurance. Despite its name, hazard is not an entirely separate policy, it’s a component of a homeowner’s policy. It’s the part that will take care of replacing the structure and contents of a home should a natural disaster occur. The remainder of the homeowners’ insurance will protect…Continued
With hurricane season in full swing and weather analysts predicting an above-average number of storms, you may wish to start preparing in case a major storm does decide to make its way to South Florida. The following tips may seem familiar but are worth highlighting, especially for first-time homeowners that have yet to experience the…Continued
As the official start of hurricane season looms, there are even more reasons to take a look at your home insurance and ensure the coverage meets your needs or those of your home. Based on the age of your home, policy terms may affect you significantly. Depending on the last time you took a close…Continued
Hurricane season starts in less than two months, which highlights the value of knowing what to do should a hurricane decide to target South Florida. Instead of discussing what steps homeowners should take, let’s discuss those that they shouldn’t take. Refrain from waiting. When a big storm causes damage to several properties, insurance companies may…Continued
You’ve decided to buy a Florida home in 2020 and one of the first things you’ll be doing is making sure the home you’re interested in undergoes inspection. This is a smart move as it can potentially reveal issues that may make you think twice about purchasing. For example, maybe the home has a history…Continued
It’s a new year and that means many people may be thinking about becoming first-time homeowners in 2020. Homeownership can be a rewarding milestone but it’s also one that comes with potential costs that need to be taken into account, alongside mortgage payments. A major difference between a homeowner and renting is that there is…Continued
When Florida passed assignment of benefits (AOB) reform back in July, it came as great news to insurance companies. The head of Citizens Property Insurance Corp has states he’s noticed a difference. In the meantime, most Citizens policyholders may see premium relief from the new law as the post-AOB overhaul rate of the insurer is…Continued
