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Always File a Damage Claim with Your Insurance

With hurricane season just around the corner, now is the time to start doing your homework so you’re ready in the event a hurricane does indeed pass through Florida like Hurricane Irma did last year. In a perfect world, hurricanes would not exist but if Florida is indeed affected by a hurricane and your home suffers damage, you should always file a claim. Let’s explain.

For starters, submitting a claim to your insurance company should not affect your rate, even if the claim does not meet your deductible. After all, among the reasons why your home is insured is to have coverage available in the event of a problem or major damage.

After you’ve submitted your insurance claim, the next step will likely be the repair work. Whenever major disasters occur, it’s not unusual for insurance fraud to increase. Beware of anyone claiming to be a contractor showing up at your doorstep asking to take over the process of the claim for you. While your insurance company may not be your best friend when it comes to dealing with an insurance claim, it can more than likely point you towards a professional that will take care of the damages for you.

This information is provided by Miami insurance attorney Alonso & Perez, LLP. Our areas of practice include bankruptcy, insurance litigation, foreclosure defense, immigration law, and more. Call 305-676-7545 to speak with one of our attorneys or a Miami insurance settlement lawyer and receive a free consultation We look forward to working with you.

This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.