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Preparing for Chapter 7 Bankruptcy

  • Preparing for Chapter 7 Bankruptcy

    chapter7bankruptcyFiling for bankruptcy is time consuming and it involves a significant amount of paperwork, not to mention the emotional toll and stress involved.  For anyone filing for Chapter 7 for the first time, it’s important to know the right forms and necessary steps.

    Begin by doing an assessment of your finances and examining closely why you’re filing and what the consequences are.  Are there other options available to you?  What changes can you make that will yield positive results within the next couple of months?  Also keep in mind that to be eligible to file for Chapter 7 Bankruptcy your income must be at or below the state’s median income.

    When it’s time to file, there are several financial documents you’ll need to provide to your bankruptcy attorney, your creditors, and your bankruptcy court. The majority of these will detail your income, debts, and your property.  You should have a copy of your credit report, proof of income, recent pay stubs, and your most recent tax return, among other documents.

    This update is provided by Miami bankruptcy attorney Alonso, Perez & Santos, LLP.  Our areas of practice are insurance litigation and construction law and also include bankruptcy, debt harassment, credit card defense, foreclosure defense, immigration law,  business start-ups, and more.  Call 305-676-7545 to speak with a Miami insurance lawyer and or Insurance attorney to receive a free consultation and evaluation of your insurance policy.  We look forward to working with you.

    This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.

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